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Current Job Openings in a Microfinance Bank

Vincintoire Limited – Our client, a Microfinance Bank in Lagos State urgently requires the services of:

 

Job Title: Deposit Mobilization Officer

Location: Lagos

Job Description

  • Ideal candidate must be target & result oriented , mentally agile, innovative, accurate & detailed oriented with great communication skills.

Key Tasks

  • To boost the deposit mobilization arm of the bank
  • Develop and implement a business plan for identified target market.
  • Develop and implement a business development plan to improve the deposit mobilization.
  • Develop and maintain relationships with corporate clients and individual depositors
  • Build new relationships with existing customers and new customers
  • Advice client of deposit status
  • Innovate and develop attractive value added deposit products.
  • Innovate and improve ways of rewarding depositors in terms of interest earning on ordinary deposits, and fixed deposits.

Minimum Requirements

  • B.Sc or HND Finance, Accounting.
  • 2 – 3 years experience in Similar Environment.
  • Professional qualifications is an added advantage.


Job Title: Credit Risk Analyst

Location: Lagos

Duties and Responsibilities

  • Evaluate customers’ loan applications in line with the bank’s credit policy. Carry out verification of customer’s businesses and preparation of loan verification reports.
  • Loan Monitoring and preparation of loan status report.
  • Preparation of statutory reports.
  • Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
  • Preparing reports about the degree of risk in lending money to clients
  • Analyzing client records and using the data to recommend payment plans
  • Conferring with credit associations and references to exchange credit information on clients.
  • Evaluating the financial status of clients by producing financial ratios through computer programs
  • Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval
  • Conferring with clients to verify their financial/credit transactions and to resolve their complaints.
  • Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies
  • Analyze financial statements such as profit and loss, company budget and employee headcount reports.
  • Compile reports showing the proposed plan of action for existing and potential clients.

Requirements

  • B.Sc /HND in the numerate disciplines.
  • 2 – 3 years experience in a similar role in a Microfinance bank.

 

Deadline: 10th December, 2019.

How to Apply

Interested and qualified candidates should send their CV to: vincintoire@gmail.com using the position as subject.

Note: Only shortlisted candidates will be contacted.

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